Our loan specialists are here to help take the guesswork out of buying your new or pre-owned vehicle. Our staff is ready to assist you with vehicle selection, location, and financing with the most competitive rates on the market.

New and Used 100% financing on vehicle loans

• New:  Current year available and prior year 
             Purchase agreement required 
             Tax, license & warranty included
  • 36 - 72 month terms
  • 84 month term add 1% apr to approved rate(loan must be over 30k)
  • Must have less than 10k miles
  • Deduct .50% apr on 10% down payment
  • Deduct 1.0% apr on 20% down payment
• Used:  Two years and older
             NADA – 100% of “high” book value 
             CPI – 100% of “good” value
  • 36 - 60 month terms 
  • 72 month term add 1.0% apr to approved rate
  • 84 month term add 1.5% apr to approved rate (loan must be over 30k)
  • Deduct .50% apr on 10% down payment
  • Deduct 1.0% apr on 20% down payment
• Street legal motorcycle
  

New & Used 100% financing on Boats & RV loans

• Includes Boat, motor home, travel trailer, campers,
  • off road motocycles, waverunners,
  • 4-wheelers, snowmobiles. 
• Deduct .50% apr on 10% down payment on approved rate
• Deduct 1.0% apr on 20% down payment on approved rate 
• 100% of “high” book value
• Up to 180 month terms at approved rate:
  • Up to $14,000           -  72 months
  • $14,001. to $20,000  -  84 months 
  • $20,001. to $30,000  -  120 months
  • $30,001. to $40,000  -  144 months
  • $40,001. and up         -  180 months 

*Rates as of 4/01/2010
 *Rates & Terms: Interest Rate on each loan is customized to the individual member. The interest rate you receive will be determined by your Fico score. (Credit score) Other rates and terms may apply depending on the individual creditworthiness of each applicant. Items that affect the rate, month & term include past credit history, type and value of collateral, term of the loan, down payment and the number of other credit union services used by the member. All rates are the Annual Percentage Rate (APR) and are a fixed rate unless noted. SLECU terms, conditions and rates are subject to change without notice. On approved credit.