Rates
Your Spokane Law Enforcement Credit Union is a non-profit financial cooperative. We make loans to members through deposits made available by other members. As these loans are repaid, interest is earned throughout the duration of that loan. These funds are used to pay for financial services, dividends on savings, and other member benefits.
| vehicle loan rates |
|
|
| loan term |
new (2010 - 2009) |
used |
| up to 84 months |
as low as *3.99% apr |
as low as *3.99% apr |
| boats, motor home & rates |
|
|
| loan term |
new |
used |
| up to 180 months |
as low as *5.99% apr |
as low as *5.99% apr |
| computer loan rates |
|
|
| loan term |
annual percent rate |
maximum loan amount |
| up to 36 months |
as low as *10.9% apr |
$5,000 |
| visa cards |
|
|
|
| |
classic card |
platinum card |
student card (co-signer required) |
| annual % rate with checking |
11.50% apr |
13.50% apr |
11.50% apr |
| annual % rate without checking |
12.50% apr |
13.50% apr |
12.50% apr |
| limit |
$500 - $10,000 |
$5,000 - $20,000 |
$500 |
| annual fee |
none |
$20 |
none |
Want to learn more about SLECU visa cards?
| unsecured/signature rates |
|
|
| loan term |
loan amount |
annual percent rate |
| up to 60 months |
$5,000 max per member |
as low as *10.9% apr |
|
|
|
| overdraft protection |
|
|
| annual percent rate |
maximum loan amount |
minimum monthly payment |
| as low as *10.9% apr |
$1,000 |
$50 |
| share secured |
|
term share certificate secured |
| annual percent rate |
|
annual percent rate |
| 3% apr above current share rate |
|
3% apr above cd rate |
| home equity line of credit |
|
|
| loan term |
annual percent rate |
loan to value ratio |
| up to 15 years |
8.00% variable apr |
90% ltv |
Want to learn more about SLECU Home Equity Line Of Credit?-HELOC
| 1st mortgage fixed |
|
|
| loan term |
annual percent rate |
loan to value ratio |
| 20 years |
7.75% apr fixed |
80% ltv |
Want to learn more about SLECU 1st Mortgages?
| 2nd mortgage fixed |
|
|
| loan term |
annual percent rate |
loan to value ratio |
| up to 15 years |
6.99% apr |
80% ltv |
| up to 15 years |
7.99% apr |
90% ltv |
|
|
|
Want to learn more about SLECU 2nd Mortgages offered?
| home improvement loan |
|
|
| loan term |
annual percent rate |
loan amount |
| up to 15 years |
9.25% apr fixed |
$5,000 - $20,000 |
Want to learn more about SLECU Home Improvement loan?
*Rates as of 4/01/2010
*LTV = Loan To Value
*Rates & Terms: Interest Rate on each loan is customized to the individual member. The interest rate you receive will be determined by your Fico score. (Credit score) Other rates and terms may apply depending on the individual creditworthiness of each applicant. Items that affect the rate, month & term include past credit history, type and value of collateral, term of the loan, down payment and the number of other credit union services used by the member. All rates are the Annual Percentage Rate (APR) and are a fixed rate unless noted. SLECU terms, conditions and rates are subject to change without notice. On approved credit.
|
Our Rates