unsecured/signature rates
loan term	loan amount	annual percent rate
Up to 60 months	$5,000 max per member	as low as *10.99% apr

Unsecured Credit/Signature

• $100.00 minimum loan advance
• $5,000.00 maximum credit limit
• $4,000.00 - 48 months
• $5,000.00 - 60 months
• Deduct 1.0% apr on approved rate for 36 month term
• Deduct 1.5% apr on approved rate for 24 month term
• Approved on an individual basis
• Combine total of Signature and Overdraft Protection Line of Credit not to exceed $5,000.00 on approved credit.
  

overdraft protection
annual percent rate	maximum loan amount	minimum monthly payment
as low as *10.99% apr	$1,000	$50

Overdraft Protection

• Line of Credit advances will be in $50.00 increments
• Automatic advances will have a $5.00 fee

computer loan rates
loan term	annual percent rate	maximum loan amount
up to 36 months	as low as *10.99% apr	$5,000

Computer Loans
100% of the purchase price - Receipts required

share secured		term share certificate secured
annual percent rate		annual percent rate
3% apr above current share rate		3% apr above cd rate

Share Secured

• Share secured loans will not require loan application, credit report or income verification

*Rates as of 7/01/2010
 *Rates & Terms: Interest Rate on each loan is customized to the individual member. The interest rate you receive will be determined by your Fico score. (Credit score) Other rates and terms may apply depending on the individual creditworthiness of each applicant. Items that affect the rate, month & term include past credit history, type and value of collateral, term of the loan, down payment and the number of other credit union services used by the member. All rates are the Annual Percentage Rate (APR) and are a fixed rate unless noted. SLECU terms, conditions and rates are subject to change without notice. On approved credit.