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Visa Cards

visa cards      
  Visa classic Visa platinum Student Visa (co-signer required)
annual % rate with checking 11.50% apr 13.50% apr 11.50% apr
annual % rate without checking 12.50% apr 13.50% apr 12.50% apr
limit $500 - $10,000 $5,000 - $20,000 $500
annual fee none $20 none

Visa Classic

  • Repayment Period: Revolving
  • No annual fee
  • Payment is 3% of balance
  • Minimum payment $20
  • 25-day grace period on purchases
  • $10 over limit fee
  • No grace period on cash advances
  • No cash advance fee
  • $15 late fee 10 days after due date
  • Interest calculated on average daily balance

Visa Platinum

  • Repayment Period: Revolving
  • $20 annual fee
  • Payment is 3% of balance
  • Minimum payment $50
  • 25-day grace period on purchases
  • $25 over limit fee
  • No grace period on cash advances
  • No cash advance fee
  • $25 late fee 10 days after due date
  • Interest is calculated on average daily balance
  • click here for more information

*Rates as of 4/01/2010
 *Rates & Terms: Interest Rate on each loan is customized to the individual member. The interest rate you receive will be determined by your Fico score. (Credit score) Other rates and terms may apply depending on the individual creditworthiness of each applicant. Items that affect the rate, month & term include past credit history, type and value of collateral, term of the loan, down payment and the number of other credit union services used by the member. All rates are the Annual Percentage Rate (APR) and are a fixed rate unless noted. SLECU terms, conditions and rates are subject to change without notice. On approved credit.



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