Rates & Loans
 
 

Visa Cards

visa cards      
  Visa classic Visa platinum Student Visa (co-signer required)
annual % rate with checking 11.50% apr 13.50% apr 11.50% apr
annual % rate without checking 12.50% apr 13.50% apr 12.50% apr
limit $500 - $10,000 $5,000 - $20,000 $500
annual fee none $20 none

Visa Classic

  • Repayment Period: Revolving
  • No annual fee
  • Payment is 3% of balance
  • Minimum payment $20
  • 25-day grace period on purchases
  • $10 over limit fee
  • No grace period on cash advances
  • No cash advance fee
  • $15 late fee 10 days after due date
  • Interest calculated on average daily balance

Visa Platinum

  • Repayment Period: Revolving
  • $20 annual fee
  • Payment is 3% of balance
  • Minimum payment $50
  • 25-day grace period on purchases
  • $25 over limit fee
  • No grace period on cash advances
  • No cash advance fee
  • $25 late fee 10 days after due date
  • Interest is calculated on average daily balance
  • click here for more information

***Rates as of 4/01/08
***OAC = On Approved Credit
***APR = Annual Percent Rate



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